Business registration data shows that Online Banking Online (Beijing) Technology Co., Ltd. was incorporated in 2003 with a registered capital of 10,500,000 and the legal representative is Zhao Guodong.
It is understood that Online Banking Online has obtained third-party payment licenses, including currency exchange, Internet payment, mobile phone payment, fixed telephone payment change to Internet payment (National), mobile phone payment (National), fixed-line payment (National), bank Card Collection (Beijing).
Although Liu Qiangdong (Weibo) once said that most of Jingdong's users will choose the method of cash on delivery, online payment still accounts for a certain percentage of payment by Jingdong users. At present, Jingdong's online payment uses third-party payment and does not control it in its own hands.
On August 25 last year, JD.com stopped cooperation with Alipay on the grounds of high rates, but outsiders believed that this was because Alipay was a subsidiary of Ali and Ali’s Lynx Mall was one of JD’s biggest competitors. . Jingdong adopts Alipay collection, which is easy for Tmall to grasp its sales information.
If you launch your own payment system, all the shopping activities of users in Jingdong are in Jingdong's system. Jingdong can get more user information and it is easier to control user experience.
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